Customer Service: 503-243-3948 or
800-578-1402

Voluntary Dental

ODS Voluntary Dental plans allow individual employees the opportunity to enjoy a comprehensive dental plan. They do not require every employee in the company participate. The plans offer long-term rate stability for members, and make it easier for employers to offer a quality dental benefit.

Provider Network

The plans utilize our Delta Dental Premier Network, which is the largest contracted network of dentists in Oregon. For companies with employees working in other states, ODS offers access to over 114,000 dentists nationwide through our affiliation with the Delta Dental Plans. We are the only local dental plan offering a national network solution.

Enrollment and Administration

ODS Voluntary dental plans are easy to administer. Groups simply collect subscriber payments through their regular payroll deductions and submit payment and eligibility information to us. We do everything else.

Plan Requirements

ODS reserves the right to review these rates if the census of the eligible individuals varies by more than 10% from the census provided with the quote request.
Minimum enrollment:
ODS groups with 40 or more employees: a minimum of 25% participation; at least 10 employees must enroll
Willamette Dental groups with 20 or more employees: a minimum of 25 % participation; at least 5 employees must enroll
Employer to set up payroll deductions and submit premium on behalf of their employees.
ODS Voluntary Dental plans cannot co-exist with another dental plan offered by another carrier.
Employees participating in the ODS Voluntary Dental program are required to contribute to the monthly premium for the plan in which they are enrolled. Employee contributions may be up to 100% of the premium.

Plan Designs (Effective date 7/1/09)

Below is a list of standard plan designs. We know that every group has some unique needs. That’s why we can provide specialized plan designs for groups with 100 or more enrolled subscribers. Please contact your ODS Marketing Representative for more information about specially designed dental plans.

ODS Standard 100+ Offerings (For groups with 100 or more enrolling employees)
Plan #	Ded. (3x Fam.)	Max.	Prevent	Basic	Major
¹The preventative and basic benefits on this incentive dental plan increases to 10% ²Deductible waived for preventive services
Premier
1	$0	$1,500 to $2,500¹	70-100%²	70-100%²	50%
2	$25	$1,500 to $2,500¹	100%	80%	50%
3	$50	$1,000 or $2,500¹	100%	80%	50%
4	$25	$1,500 to $2,500¹	80%	80%	50%
5	$50	$1,000 or $2,500¹	80%	80%	50%
6	$25	$1,500 to $2,500¹	80%	50%	50%
7	$50	$1,000 or $2,500¹	80%	50%	50%
PPO Plans
8	$25	$1,500 to $2,500¹	In=100%	In=80%	In=50%
8	$25	$1,500 to $2,500¹	Out=80%	Out=60%	Out=50%
9	$50	$1,000 or $2,500¹	In=100%	In=80%	In=50%
9	$50	$1,000 or $2,500¹	Out=80%	Out=60%	Out=50%

Voluntary Plans
Plan #	Ded. (3x Fam.)	Max.	Prevent	Basic	Major
¹The preventive and basic benefits on this incentive dental plan increases in 10% increments every year as long as the member visits the dentist at least once annually ²Deductible waived for preventive services ³12-month waiting period
Premier
1	$0	$1,000 or $1,500	70-100%¹	70-100%¹	50%³
2	$50	$1,000 or $1,500	100%²	80%	50%³
3	$50	$1,000 or $1,500	80%	80%	50%³
PPO
4	$50	$1,000 or $1,500	In=100%²	In=80%	In=50%³
4	$50	$1,000 or $1,500	Out=80%	Out=60%	Out=50%³
Direct Option
Plan #	Co-pay	Max.	Prevent	Crown Co-pay	Orthodontia Co-pay
5	$15	Unlimited	100%	$375	$2,200
6	$25	Unlimited	100%	$375	$2,200

Plan Designs (Effective date 4/1/08)

Voluntary Plans: Available to groups of 10 or more employees.
Plan #	Ded.	Max.	Prevent	Basic	Major
¹Plan year maximum will increase each year: year 1 $750, year 2 $1,000, year 3 $1,250, year 4 $1,500 ²Deductible waived for preventive services ³12-month waiting period
Premier
1	$50	$750 to $1,500¹	100%²	80%	50%³
2	$50	$750 to $1,500¹	80%	80%	50%³
3	$50	$1,000 or $1,500	100%²	80%	50%
4	$50	$1,000 or $1,500	80%	80%	50%
PPO
5	$50	$750 to $1,500¹	In=100%²	In=80%	In=50%³
5	$50	$750 to $1,500¹	Out=80%	Out=50%	Out=50%³
6	$50	$1,000 or $1,500	In=100%²	In=80%	In=50%
6	$50	$1,000 or $1,500	Out=80%	Out=50%	Out=50%
Direct Option
Plan #	Co-pay	Max.	Prevent	Crown Co-pay	Orthodontia Co-pay
7	$15	Unlimited	100%	$375	$2,200
8	$25	Unlimited	100%	$375	$2,200

Enhance your Premier or PPO voluntary dental plans with an orthodontic rider (18-month exclusion period).

Child Only

Co-insurance: 50%
Lifetime Maximum Options: $1,000 or $1,500