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Health Savings Account (HSA) - Choice and PPO Summary

Summary Benefits Rates	Exclusions Important information Frequently Asked Questions (FAQs)
Apply Online Now! or download paper application (PDF)

The Health Savings Account (HSA) Plan is a high deductible health plan that waives your deductible for preventive care. After choosing an ODS HSA Plan, you will be eligible to sign up for a Health Savings Account. ODS can help you begin this process by giving you referrals to organizations that offer these accounts. Funds from an HSA can be used to pay for health care expenses until the deductible is met. Unused funds belong to the individual accountholder and roll over from year to year to accumulate toward future health expenses or retirement.

ODS has partnered with U.S. Bank, Town Center Bank and Wells Fargo to offer a comprehensive HSA product with preferred pricing to members who elect coverage under one of our High Deductible Health Plans.

U.S. Bank Enrollment

To establish an account online, visit www.healthsavings.usbank.com and click on the blue "Enroll Now" button. Follow the instructions on each of the remaining pages as they walk you through the enrollment process. You will need to enter XXXXXXXXX as your HSA Program Number for successful enrollment with ODS preferred pricing

When you join ODS, you get health plans enhanced by a wide variety of helpful value-added services. Medical members have access to:

myODS, a personalized website allowing you to manage your own plan.
eDocAmerica a secure account for emailing health questions and concerns directly to a physician.
Registered Nurse Advice Line, a toll free number providing access to a nurse's advice 24 hours a day.

In addition to these tools, you'll discover benefit plans that are actually easy to understand. And teams of ODS Health Professionals dedicated to your healthy, happy life.

Plan Highlights

First-dollar coverage for preventive care
Annual deductible options of $1,200 individual/$2,400 family or $2,800 individual/$5,600
family
Co-insurance options of 80/60 or 50/50
Prescription reimbursement at 70% (Choice plan) and 50% (PPO plan) after deductible is met

Once the HSA Preferred Plan is paired with a Health Savings Account you will be able to save for qualified health expenses on a tax-free basis. The funds in the account are portable and any funds not used can roll over from year to year. This high deductible health plan is designed to give individuals and families greater control of their healthcare services and choices.

The Health Savings Account (HSA) Plan is an individual health benefit plan available for Oregon residents under age 65 who are not eligible for Medicare. Eligible individuals include you, your legal spouse and any unmarried children under age 19 or 23, depending on certain conditions.

For more information on these plans or health savings accounts, please contact your ODS Marketing Representative or visit the U.S. Bank Health Savings Solution^SMWeb site at www.healthsavings.usbank.com.