ODS. Healthcare from your head to your toes.

SeniorSelect plan choices

We offer standardized Medicare Supplement Plans A, F, high deductible F, and N. The following is a breakdown of the basic benefits covered by all plans and additional benefits that are plan-specific.

All of our SeniorSelect plans offer basic benefits that help pay for Medicare-eligible hospital and physician expenses.

Plan A

Basic benefits

Your Medicare Part A coinsurance for hospital care, PLUS coverage for 365 additional days after Medicare benefits end
The first three pints of blood each year
Coverage for the 20 percent coinsurance amount (50 percent for mental health services) for Part B services after the annual deductible is met

Plan F or high deductible plan F

Basic benefits
- Same as Plan A

Additional benefits
- Foreign travel emergency care — after a $250 calendar year deductible, pays 80 percent of eligible expenses for a lifetime maximum of $50,000
- Part A and B deductible
- Skilled nursing facility — coinsurance for Medicare-approved stays of 100 days or less
- Part B excess physician charges — pays 100 percent of the difference between what Medicare pays and the maximum amount the doctor or provider can charge Medicare patients for covered services
- $2,000 deductible option also available for Medicare Parts A- and B-eligible expenses with High Deductible Plan F

Plan N

Basic benefits
- Same as Plan A

Additional benefits
- Foreign travel emergency care — after a $250 calendar year deductible, pays 80 percent of eligible expenses for a lifetime maximum of $50,000
- Part A and B deductible
- Skilled nursing facility — coinsurance for Medicare-approved stays of 100 days or less
- Part B excess physician charges — pays 100 percent of the difference between what Medicare pays and the maximum amount the doctor or provider can charge Medicare patients for covered services
- Part A deductible covered, Part B requires outpatient deductible, then copays for office calls or emergency room visits.